| QUICK GLANCE |
|
| TYPICAL APR: 16.9% variable |
| INTRO PURCHASES: 0% (9 months) |
| BALANCE TRANSFER: 0% (9 months)
|
| INTEREST FREE PERIOD: 59 days |
| DEFAULT CHARGES: £20 |
With the Classic Royal Bank of Scotland credit card you can get some great offers
including 0% on balance transfers for 9 months , 0% on creditcard purchases for 9 months. After the introductory period, you then pay their standard typical Annual Percentage Rate of just 16.9.
Some of the great benefits of the Classic Royal Bank of Scotland credit card are - Other added features of Royal Bank of Scotland credit card are
- a fraud guarantee
- free travel service
, - Extras Reward Programme
- Money transfers by phone
- no annual fee!
Checking on your card balance, statement and recent transactions, paying household bills or transfering a balance are made easy via your online account management.
Company Info:
The Royal Bank of Scotland offers credit cards, current accounts, personal loans, mortgages, share dealing etc...
Classic Royal Bank of Scotland credit card details
Below you will see all the different rates, charges, features and benefits of a Classic Royal Bank of Scotland credit card...
| Royal Bank of Scotland credit card FEES and RATES |
| TYPICAL APR: |
16.9% variable |
| ANNUAL FEE: |
£0 - there is no annual charge for this creditcard |
| BALANCE TRANSFER RATE: |
0%
for (9 months)
|
| BALANCE TRANSFER FEE: |
2% (Min £5, Max £49) |
| CASH WITHDRAWAL RATE: |
23.0% - charged when getting cash out on the card |
| CASH WITHDRAWAL FEE: |
2% (minimum £2) |
| FOREIGN TRANSFER FEE: |
2.65% - overseas commission charged when using the card abroad. |
| Royal Bank of Scotland credit card OTHER CHARGES |
| LATE PAYMENT FEE: |
£20 - Charged if you are late on one of your payments |
| EXCEED ALLOWED LIMIT: |
£20 - Charged if you go over your agreed limit |
| UNPAID DIRECT DEBIT: |
£10 - Charged if you have insufficient funds for a direct debit |
| CARD REPLACEMENT: |
£0 - If you would like a replacement card, this is the cost |
| ADDITIONAL CARDS: |
£0 |
| PRINTED STATEMENT: |
£3 - if you require a copy of your statement. |
| Royal Bank of Scotland credit card EXTRA REWARDS & BONUSES |
| AIR MILES: |
1 airmile per £20 |
| FRAUD GUARANTEE: |
yes |
| TRAVEL SERVICE: |
yes |
| TRAVEL DISCOUNTS: |
Exclusive discounts through our their Travel Service. Great deals on all types of holidays, whether you want a last minute bargain, or are planning ahead for winter or next summer – there are savings of up to 45% on sun and active holidays - all year |
| FREE TRAVEL ACCIDENT INSURANCE: |
50000 |
| Royal Bank of Scotland credit card PAYMENTS |
| MIN MONTHLY PAYMENT: |
2.25% (minmum £5) - Card_info |
| ALLOCATION OF PAYMENTS: |
Interest on special offers, Other interest any fee and charges, Special offers, Purchases and Balance Transfers, Advances, Money Transfers and Cheques |
| INTEREST FREE PERIOD: |
59 days - Maximum 59 days for purchases if you pay your balance in full and on time, and have paid the previous month’s balance in full and on time - no interest free period on cheques, cash advances or money transfers. Interest free period on balance transfers only applies to the introductory period. |
| INTEREST CHARGING INFO: |
If you don't pay off your full balance within the interest free period, Royal Bank of Scotland will charge interest on the outstanding amount per item from the date of each transaction and on new purchases until the balance is fully cleared. |
|
| Unfortunately, there is no application link available yet! |
| Royal Bank of Scotland credit card OPTIONAL EXTRAS |
| Card Loss Protection: |
For just £20 a year (£50 for three) register all your household's credit cards, store cards, bank cards, and membership cards with Sentinel® Card Protection so that, if they're lost or stolen, one free phone call will cancel them and order replacements. If you're stranded overseas, you can apply for a £1,000 emergency cash advance; £3,000 to help pay your hotel bills; and up to £3,000 to cover lost tickets and travel documents - Also up to £100 to replace the missing bag, wallet purse and/or briefcase your cards were in. If you're not completely satisfied, you can cancel cover within 30 days and receive a full refund, as long as you have not made a claim. |
| Repayment Protection: |
Protect your payments against unemployment, accidents and illness, for just 79p per £100 of your outstanding balance each month. While you can’t work, RBS will pay off 10% of the balance of your last credit card statement before you stopped work, and another 10% each month, up to 12 payments, until your balance is cleared. |
| ABOUT THE Royal Bank of Scotland credit card |
| SUPPORT: |
- Telephone and email
- 24 hour support
|
| CREDIT LIMIT: |
Up to £5,000 - overall level allocated usually depends on your credit rating |
| REQUIREMENTS: |
Minimum income required is £10,000. Minimum age required is 18+. Other requirements are UK resident, UK bank/building society account. |
| MONEY MANAGEMENT: |
Online and telephone |
| CARD TYPE: |
Visa / Mastercard - this is the intermediate company that handles the transactions |
| CONTACT ADDRESS: |
The Royal Bank of Scotland plc, 36 St Andrew Square, Edinburgh EH2 2YB |
As you can see there are many benefits to getting Royal Bank of Scotland credit cards, so apply today!
| Unfortunately, there is no application link available yet! |
DISCLAIMER: This information was correct as of the Royal Bank of Scotland credit card website and at time of printing. Please check when you apply any details that are important to you
