| QUICK GLANCE |
|
| TYPICAL APR: 16.9% variable |
| INTRO PURCHASES: 0% (9 months) |
| BALANCE TRANSFER: 0% (9 months)
|
| INTEREST FREE PERIOD: 56 days |
| DEFAULT CHARGES: £20 |
With the Classic Natwest credit card you can get some great offers
including 0% on balance transfers for 9 months , 0% on creditcard purchases for 9 months. After the introductory period, you then pay their standard typical Annual Percentage Rate of just 16.9.
Some of the great benefits of the Classic Natwest credit card are - Other added features of Natwest credit card are
- a fraud guarantee
- free travel service
, - fee-free transfers by phone to any UK bank account (minimum £250)
- enjoy special offers
- no annual fee!
Checking on your card balance, statement and recent transactions, paying household bills or transfering a balance are made easy via your online account management.
Company Info:
NatWest Bank belongs to the Royal Bank of Scotland Group and provides the service of banking in personal, business and commercial areas.
Classic Natwest credit card details
Below you will see all the different rates, charges, features and benefits of a Classic Natwest credit card...
| Natwest credit card FEES and RATES |
| TYPICAL APR: |
16.9% variable |
| ANNUAL FEE: |
£0 - there is no annual charge for this creditcard |
| BALANCE TRANSFER RATE: |
0%
for (9 months)
|
| BALANCE TRANSFER FEE: |
2% (Min £3, Max £49) |
| CASH WITHDRAWAL RATE: |
23.0% - charged when getting cash out on the card |
| CASH WITHDRAWAL FEE: |
2% (minimum £2) |
| FOREIGN TRANSFER FEE: |
2.75% - overseas commission charged when using the card abroad. |
| Natwest credit card OTHER CHARGES |
| LATE PAYMENT FEE: |
£20 - Charged if you are late on one of your payments |
| EXCEED ALLOWED LIMIT: |
£20 - Charged if you go over your agreed limit |
| UNPAID DIRECT DEBIT: |
£10 - Charged if you have insufficient funds for a direct debit |
| CARD REPLACEMENT: |
£0 - If you would like a replacement card, this is the cost |
| ADDITIONAL CARDS: |
£0 |
| PRINTED STATEMENT: |
£3 - if you require a copy of your statement. |
| Natwest credit card EXTRA REWARDS & BONUSES |
| AIR MILES: |
1 AirMile per £20 |
| FRAUD GUARANTEE: |
yes |
| TRAVEL SERVICE: |
yes |
| FREE TRAVEL ACCIDENT INSURANCE: |
50000 |
| Natwest credit card PAYMENTS |
| MIN MONTHLY PAYMENT: |
2.25% (minmum £5) - Greater of 2.25% of your balance (rounded down to the nearest pound) or £5 each month |
| ALLOCATION OF PAYMENTS: |
Interest on special offers; Other interest, any fee and charges; Special offers; Purchases and balance transfers; Advances, money transfers and cheques. |
| INTEREST FREE PERIOD: |
56 days - Maximum 56 days for purchases if you pay your balance in full and on time, and have paid the previous month's balance in full and on time - no interest-free period on cheques, cash advances or money transfers. Interest-free period on balance transfers only applies to the introductory period |
| INTEREST CHARGING INFO: |
If you don't clear your balance in full each month, interest will be charged on the outstanding amount (dating from the transaction) and on new purchases. |
|
| Unfortunately, there is no application link available yet! |
| Natwest credit card OPTIONAL EXTRAS |
| Payment Protection: |
Protect your repayments against involuntary unemployment, accidents and illness, for just 79p for each £100 of your outstanding balance each month. If you can't work, you can get 10% of the balance of your last credit card statement before you stopped work, and another 10% each month, up to 12 payments, until your balance is cleared. Exclusions include pre-existing medical conditions... |
| Card protection: |
You and up to five members of your family can register all your cards, passports, driving licences, travel tickets and cash against theft or loss. NatWest Card Protection costs just £20 a year (£50 for three years) |
| ABOUT THE Natwest credit card |
| SUPPORT: |
- Telephone and email
- 24 hour support
- Emergency support
|
| CREDIT LIMIT: |
Up to £5,000 - overall level allocated usually depends on your credit rating |
| REQUIREMENTS: |
Minimum income required is £10,000. Minimum age required is 18+. Other requirements are UK resident, UK bank/building society account. |
| MONEY MANAGEMENT: |
Online and telephone |
| CARD TYPE: |
Mastercard / Visa - this is the intermediate company that handles the transactions |
| CONTACT ADDRESS: |
NatWest Customer Relations
FREEPOST NAT12685
BOREHAMWOOD
WD6 1BR |
As you can see there are many benefits to getting Natwest credit cards, so apply today!
| Unfortunately, there is no application link available yet! |
DISCLAIMER: This information was correct as of the Natwest credit card website and at time of printing. Please check when you apply any details that are important to you
MBNA Credit Card - Self-Employed Business
