| QUICK GLANCE |
|
| TYPICAL APR: 16.9% variable |
| INTRO CHEQUES: 0% (9 months) |
| BALANCE TRANSFER: 0% (9 months)
|
| INTEREST FREE PERIOD: 56 days |
| DEFAULT CHARGES: £25 |
With the American Express Rewards MBNA credit card you can get some great offers
including 0% on balance transfers for 9 months , 0% on creditcard cheques for 9 months. After the introductory period, you then pay their standard typical Annual Percentage Rate of just 16.9% variable.
Some of the great benefits of the American Express Rewards MBNA credit card are - Loyalties you collect on purchases, which in this case is 1 point for £1. Other added features of MBNA credit card are
- free purchase protection
- a fraud guarantee
- free travel service
, - flight delay insurance
- travel accident insurance
- Personalised VIP travel service with great offers through MBNA TravelPlus
- Exclusive offers and discounts through AM Selects
- no annual fee!
Checking on your card balance, statement and recent transactions, paying household bills or transfering a balance are made easy via your online account management.
Company Info:
MBNA Corporation is the world?s largest independent credit card lender. The company also provides consumer loan and insurance products
American Express Rewards MBNA credit card details
Below you will see all the different rates, charges, features and benefits of a American Express Rewards MBNA credit card...
| MBNA credit card FEES and RATES |
| TYPICAL APR: |
16.9% variable |
| ANNUAL FEE: |
£0 - there is no annual charge for this creditcard |
| BALANCE TRANSFER RATE: |
0%
for (9 months)
|
| BALANCE TRANSFER FEE: |
2% (Min £3, Max £50) |
| INTRO CHEQUES RATE: |
0% for 9 months |
| CASH WITHDRAWAL RATE: |
22.9% - charged when getting cash out on the card |
| CASH WITHDRAWAL FEE: |
2% (minimum £3) |
| FOREIGN TRANSFER FEE: |
2.75% - overseas commission charged when using the card abroad. |
| MBNA credit card OTHER CHARGES |
| LATE PAYMENT FEE: |
£25 - Charged if you are late on one of your payments |
| EXCEED ALLOWED LIMIT: |
£25 - Charged if you go over your agreed limit |
| UNPAID DIRECT DEBIT: |
£25 - Charged if you have insufficient funds for a direct debit |
| CARD REPLACEMENT: |
£0 - If you would like a replacement card, this is the cost |
| ADDITIONAL CARDS: |
£0 |
| PRINTED STATEMENT: |
£0 - if you require a copy of your statement. |
| MBNA credit card EXTRA REWARDS & BONUSES |
| LOYALTIES ON PURCHASES: |
1 point for £1 - See below for more details |
| PURCHASE PROTECTION: |
£15,000 - Once purchased, covered against theft/ accidental damage for up to 100 days from purchase date. Per item Max £1,000 (excess £50) |
| FRAUD GUARANTEE: |
yes |
| TRAVEL SERVICE: |
yes |
| FLIGHT DELAY INSURANCE: |
Up to £250 |
| MBNA credit card PAYMENTS |
| MIN MONTHLY PAYMENT: |
2.25% (minmum £5) - The lesser of 2.25% of your balance (minimum £5) OR charges for Payment Protection Cover plus interest and fees plus £5 or the balance, if this is less than £5. |
| ALLOCATION OF PAYMENTS: |
Balances at lower rates of interest will be paid before balances at higher rates of interest. This means that if you have made a transaction at a promotional rate after your last statement date but before the date MBNA receive your payment, they may pay that transaction off first. |
| INTEREST FREE PERIOD: |
56 days - Up to 56 days on card purchases only, if you pay your statement balance in full and on time every month, otherwise interest will be charged |
| INTEREST CHARGING INFO: |
Card purchases, balance transfers, credit card cheques and cash transactions (including money transfers): MBNA will charge interest on all transactions, fees, other charges and interest, starting on the transaction date and ending on the date you pay the bill in full. They work out interest each day so the earlier you make payment, the less interest you will have to pay. |
|
| Unfortunately, there is no application link available yet! |
| MBNA credit card OPTIONAL EXTRAS |
| Payment Protection: |
72p per £100 of the balance |
| Card Protection: |
For a single policy (£20) |
| ABOUT THE MBNA credit card |
| SUPPORT: |
- Telephone and email
- 24 hour support
|
| CREDIT LIMIT: |
Up to ?50,000 - overall level allocated usually depends on your credit rating |
| REQUIREMENTS: |
Minimum age required is 18+. Other requirements are UK resident. |
| MONEY MANAGEMENT: |
Online and telephone |
| CARD TYPE: |
Mastercard - this is the intermediate company that handles the transactions |
| CONTACT ADDRESS: |
MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ |
American Express Rewards MBNA credit card's Reward Points system in detail
Plus 2,000 bonus MBNA Reward points will be credited to your account if you make a card purchase within the first 90 days of your account being opened
As you can see there are many benefits to getting MBNA credit cards, so apply today!
| Unfortunately, there is no application link available yet! |
DISCLAIMER: This information was correct as of the MBNA credit card website and at time of printing. Please check when you apply any details that are important to you
