| QUICK GLANCE |
|
| TYPICAL APR: 18.9% variable |
| INTEREST FREE PERIOD: 56 days |
| DEFAULT CHARGES: £20 |
With the Student HSBC credit card you can get some great offers
Some of the great benefits of the Student HSBC credit card are - Other added features of HSBC credit card are
- a fraud guarantee
- no annual fee!
Checking on your card balance, statement and recent transactions, paying household bills or transfering a balance are made easy via your online account management.
Company Info:
HSBC Holdings PLC is a very large worldwide financial group who offer a range of services from internet/ high street banking to credit cards and mortgages
Student HSBC credit card details
Below you will see all the different rates, charges, features and benefits of a Student HSBC credit card...
| HSBC credit card FEES and RATES |
| TYPICAL APR: |
18.9% variable |
| ANNUAL FEE: |
£0 - there is no annual charge for this creditcard |
| BALANCE TRANSFER RATE: |
%
|
| BALANCE TRANSFER FEE: |
|
| CASH WITHDRAWAL RATE: |
22.4% - charged when getting cash out on the card |
| CASH WITHDRAWAL FEE: |
2% (minimum £2) |
| FOREIGN TRANSFER FEE: |
2.75% - overseas commission charged when using the card abroad. |
| HSBC credit card OTHER CHARGES |
| LATE PAYMENT FEE: |
£20 - Charged if you are late on one of your payments |
| EXCEED ALLOWED LIMIT: |
£20 - Charged if you go over your agreed limit |
| UNPAID DIRECT DEBIT: |
£5 - Charged if you have insufficient funds for a direct debit |
| CARD REPLACEMENT: |
£0 - If you would like a replacement card, this is the cost |
| ADDITIONAL CARDS: |
£0 |
| PRINTED STATEMENT: |
£0 - if you require a copy of your statement. |
| HSBC credit card EXTRA REWARDS & BONUSES |
| FRAUD GUARANTEE: |
yes |
| HSBC credit card PAYMENTS |
| MIN MONTHLY PAYMENT: |
3% (minmum £5) - Whichever is greater of £5 or 3% and same with balance transfer. |
| ALLOCATION OF PAYMENTS: |
Cash advances, credit card cheques, purchases, standard rate balance transfers, intro balance transfers |
| INTEREST FREE PERIOD: |
56 days - You must pay your balance in full and on time |
| INTEREST CHARGING INFO: |
After the interest free period, standard purchases will incur interest until cleared. |
|
| Unfortunately, there is no application link available yet! |
| HSBC credit card OPTIONAL EXTRAS |
| Payment protection: |
Costs 79p for every £100 owed in your account |
| Card protection: |
Service called Cardguard and costs just £20 annually |
| ABOUT THE HSBC credit card |
| SUPPORT: |
- Telephone and email
- 24 hour support
|
| CREDIT LIMIT: |
Minimum £250 - overall level allocated usually depends on your credit rating |
| REQUIREMENTS: |
Minimum age required is 18+. Other requirements are UK resident, HSBC's Student Service account holders only. |
| MONEY MANAGEMENT: |
Online and telephone |
| CARD TYPE: |
Mastercard - this is the intermediate company that handles the transactions |
| CONTACT ADDRESS: |
8 Canada Square, London E14 5HQ |
As you can see there are many benefits to getting HSBC credit cards, so apply today!
| Unfortunately, there is no application link available yet! |
DISCLAIMER: This information was correct as of the HSBC credit card website and at time of printing. Please check when you apply any details that are important to you
HSBC credit card - premier
