| QUICK GLANCE |
|
| TYPICAL APR: 9.9% variable |
| INTRO PURCHASES: 0% (6 months) |
| BALANCE TRANSFER: 0% (6 months)
|
| INTEREST FREE PERIOD: 56 days |
| DEFAULT CHARGES: £20 |
With the Premier HSBC credit card you can get some great offers
including 0% on balance transfers for 6 months , 0% on creditcard purchases for 6 months. After the introductory period, you then pay their standard typical Annual Percentage Rate of just 9.9.
Some of the great benefits of the Premier HSBC credit card are - Loyalties you collect on purchases, which in this case is 1 point for £10. Other added features of HSBC credit card are
- free purchase protection
- a fraud guarantee
- Get your travellers cheques and currency online (no commission) and have them delivered to your home/local branch
- Offers on insurance
- no annual fee!
Checking on your card balance, statement and recent transactions, paying household bills or transfering a balance are made easy via your online account management.
Company Info:
HSBC Holdings PLC is a very large worldwide financial group who offer a range of services from internet/ high street banking to credit cards and mortgages
Premier HSBC credit card details
Below you will see all the different rates, charges, features and benefits of a Premier HSBC credit card...
| HSBC credit card FEES and RATES |
| TYPICAL APR: |
9.9% variable |
| ANNUAL FEE: |
£0 - there is no annual charge for this creditcard |
| BALANCE TRANSFER RATE: |
0%
for (6 months)
|
| BALANCE TRANSFER FEE: |
0 |
| CASH WITHDRAWAL RATE: |
9.9% - charged when getting cash out on the card |
| CASH WITHDRAWAL FEE: |
2% (minimum £2) |
| FOREIGN TRANSFER FEE: |
2.75% - overseas commission charged when using the card abroad. |
| HSBC credit card OTHER CHARGES |
| LATE PAYMENT FEE: |
£20 - Charged if you are late on one of your payments |
| EXCEED ALLOWED LIMIT: |
£20 - Charged if you go over your agreed limit |
| UNPAID DIRECT DEBIT: |
£5 - Charged if you have insufficient funds for a direct debit |
| CARD REPLACEMENT: |
£0 - If you would like a replacement card, this is the cost |
| ADDITIONAL CARDS: |
£0 |
| PRINTED STATEMENT: |
£0 - if you require a copy of your statement. |
| HSBC credit card EXTRA REWARDS & BONUSES |
| LOYALTIES ON PURCHASES: |
1 point for £10 - See below for more details |
| LOYALTIES ON BALANCE TRANSFERS: |
1 point for £10 |
| PURCHASE WARRANTIES: |
Selected items carry an extra 2 years warranty on top of the existing manuafcturers warranty |
| PURCHASE PROTECTION: |
£20,000 - |
| FRAUD GUARANTEE: |
yes |
| TRAVEL DISCOUNTS: |
Yes |
| HSBC credit card PAYMENTS |
| MIN MONTHLY PAYMENT: |
3% (minmum £5) - Whichever is greater of £5 or 3% and same with balance transfer. |
| ALLOCATION OF PAYMENTS: |
Cash advances, credit card cheques, purchases, standard rate balance transfers, intro balance transfers |
| INTEREST FREE PERIOD: |
56 days - You must pay your balance in full and on time |
| INTEREST CHARGING INFO: |
After the interest free period, standard purchases will incur interest until cleared. |
|
| Unfortunately, there is no application link available yet! |
| HSBC credit card OPTIONAL EXTRAS |
| Payment protection: |
Costs 79p for every £100 owed in your account |
| Card protection: |
Service called Cardguard and costs just £20 annually |
| ABOUT THE HSBC credit card |
| SUPPORT: |
- Telephone and email
- 24 hour support
- Emergency support
- Legal support
- Medical support
|
| CREDIT LIMIT: |
Minimum £5,000 - overall level allocated usually depends on your credit rating |
| REQUIREMENTS: |
Minimum age required is 18+. Other requirements are UK resident, UK bank/building society account. |
| MONEY MANAGEMENT: |
Online and telephone |
| CARD TYPE: |
Mastercard - this is the intermediate company that handles the transactions |
| CONTACT ADDRESS: |
8 Canada Square, London E14 5HQ |
Premier HSBC credit card's Reward Points system in detail
The loyalty points are redeemable against HSBC's Premier Rewards scheme - see their brochure for more details - includes vouchers for high street shops and holidays.
As you can see there are many benefits to getting HSBC credit cards, so apply today!
| Unfortunately, there is no application link available yet! |
DISCLAIMER: This information was correct as of the HSBC credit card website and at time of printing. Please check when you apply any details that are important to you
