| QUICK GLANCE |
|
| TYPICAL APR: 14.9% variable |
| INTRO PURCHASES: 0% (6 months) |
| BALANCE TRANSFER: 0% (6 months)
|
| INTEREST FREE PERIOD: 56 days |
| DEFAULT CHARGES: £20 |
With the Bank HSBC credit card you can get some great offers
including 0% on balance transfers for 6 months , 0% on creditcard purchases for 6 months. After the introductory period, you then pay their standard typical Annual Percentage Rate of just 14.9.
Some of the great benefits of the Bank HSBC credit card are - Other added features of HSBC credit card are
- a fraud guarantee
- no annual fee!
Checking on your card balance, statement and recent transactions, paying household bills or transfering a balance are made easy via your online account management.
Company Info:
HSBC Holdings PLC is a very large worldwide financial group who offer a range of services from internet/ high street banking to credit cards and mortgages
Bank HSBC credit card details
Below you will see all the different rates, charges, features and benefits of a Bank HSBC credit card...
| HSBC credit card FEES and RATES |
| TYPICAL APR: |
14.9% variable - This rate depends on your circumstances and credit history! |
| ANNUAL FEE: |
£0 - there is no annual charge for this creditcard |
| BALANCE TRANSFER RATE: |
0%
for (6 months)
|
| BALANCE TRANSFER FEE: |
0 |
| CASH WITHDRAWAL RATE: |
18.4% - charged when getting cash out on the card |
| CASH WITHDRAWAL FEE: |
2% (minimum £2) |
| FOREIGN TRANSFER FEE: |
2.75% - overseas commission charged when using the card abroad. |
| HSBC credit card OTHER CHARGES |
| LATE PAYMENT FEE: |
£20 - Charged if you are late on one of your payments |
| EXCEED ALLOWED LIMIT: |
£20 - Charged if you go over your agreed limit |
| UNPAID DIRECT DEBIT: |
£5 - Charged if you have insufficient funds for a direct debit |
| CARD REPLACEMENT: |
£0 - If you would like a replacement card, this is the cost |
| ADDITIONAL CARDS: |
£0 |
| PRINTED STATEMENT: |
£0 - if you require a copy of your statement. |
| HSBC credit card EXTRA REWARDS & BONUSES |
| FRAUD GUARANTEE: |
yes |
| HSBC credit card PAYMENTS |
| MIN MONTHLY PAYMENT: |
3% (minmum £5) - Whichever is greater of £5 or 3% and same with balance transfer. |
| ALLOCATION OF PAYMENTS: |
Charges, interest, payment protection insurance, cash advances (not cheques), cheques and balance transfers (cheque), purchases and balance transfers (not cheque), intro rate balance transfers. |
| INTEREST FREE PERIOD: |
56 days - You must pay your balance in full and on time |
| INTEREST CHARGING INFO: |
After the interest free period, standard purchases will incur interest until cleared. |
|
| Unfortunately, there is no application link available yet! |
| HSBC credit card OPTIONAL EXTRAS |
| Payment protection: |
Costs 79p for every £100 owed in your account |
| Card protection: |
Service called Cardguard and costs just £20 annually |
| ABOUT THE HSBC credit card |
| SUPPORT: |
- Telephone and email
- 24 hour support
- Emergency support
- Legal support
- Medical support
|
| CREDIT LIMIT: |
Minimum £500 - overall level allocated usually depends on your credit rating |
| REQUIREMENTS: |
Minimum age required is 18+. Other requirements are UK resident, UK bank/building society account. |
| MONEY MANAGEMENT: |
Online and telephone |
| CARD TYPE: |
Mastercard - this is the intermediate company that handles the transactions |
| CONTACT ADDRESS: |
8 Canada Square, London E14 5HQ |
As you can see there are many benefits to getting HSBC credit cards, so apply today!
| Unfortunately, there is no application link available yet! |
DISCLAIMER: This information was correct as of the HSBC credit card website and at time of printing. Please check when you apply any details that are important to you
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