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Egg Credit Card
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| QUICK GLANCE |
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| TYPICAL APR: 15.9% variable |
| INTRO PURCHASES: 0% (6 months) |
| BALANCE TRANSFER: 0% (9 months) |
| INTEREST FREE PERIOD: 45 days |
| DEFAULT CHARGES: £20 |
With the Egg credit card you can get some great offers including 0% on balance transfers for 9 months , 0% on creditcard purchases for 6 months. After the introductory period, you then pay their standard typical Annual Percentage Rate of just 15.9.
Some of the great benefits of the Egg credit card are - You can get up to 1% cashback from any purchases you make!. Other added features of Egg credit card are
- free purchase protection
- a fraud guarantee
- deals on insurance
- money manager online account system
- no annual fee!
Checking on your card balance, statement and recent transactions, paying household bills or transfering a balance are made easy via your online account management.
Company Info:
Egg are an online financial services provider, launched in 1998, with the aim of helping customers understand and manage their money more effectively
Egg credit card details
Below you will see all the different rates, charges, features and benefits of a Egg credit card...
| Egg credit card FEES and RATES | |||
| TYPICAL APR: | 15.9% variable | ||
| ANNUAL FEE: | £0 - there is no annual charge for this creditcard | ||
| BALANCE TRANSFER RATE: | 0% for (9 months) | ||
| BALANCE TRANSFER FEE: | 2% (Max £50) | ||
| CASH WITHDRAWAL RATE: | 20.9% - charged when getting cash out on the card | ||
| CASH WITHDRAWAL FEE: | 2% (minimum £2) | ||
| FOREIGN TRANSFER FEE: | 2.65% - overseas commission charged when using the card abroad. | ||
| Egg credit card OTHER CHARGES | |||
| LATE PAYMENT FEE: | £20 - Charged if you are late on one of your payments | ||
| EXCEED ALLOWED LIMIT: | £20 - Charged if you go over your agreed limit | ||
| UNPAID DIRECT DEBIT: | £20 - Charged if you have insufficient funds for a direct debit | ||
| CARD REPLACEMENT: | £2 - If you would like a replacement card, this is the cost | ||
| ADDITIONAL CARDS: | £0 | ||
| PRINTED STATEMENT: | £2 - if you require a copy of your statement. | ||
| Egg credit card EXTRA REWARDS & BONUSES | |||
| CASHBACK: | 1%* See below for more details | ||
| EXTRA OFFERS: | 0% for 5 months every year | ||
| PURCHASE PROTECTION: | £10,000 - In transit protection items over £25, covered until home or up to 30 days | ||
| FRAUD GUARANTEE: | Yes | ||
| Egg credit card PAYMENTS | |||
| MIN MONTHLY PAYMENT: | 2.00% (minmum £5) - Unless your balance is ?0 in which case you don't pay this payment. | ||
| ALLOCATION OF PAYMENTS: | The minimum payment will be allocated to interest due, any card repayment protection premium, and charges (in that order) and then between the Revolving Balance and any Transferred Balances (where applicable). Any amounts over the minimum payment will be applied in the following order - (1) Transferred Balances on which interest is charged at a promotional rate; and (2) the Revolving Balance in the following order: (i) Charges; (ii) Cash Advances included in your current statement; (iii) Transferred Balances put on your Account that are not or no longer charged at promotional rates and Purchases included in your current statement (including Purchases at a promotional rate). (iv) Cash Advances put on you Account after your latest statement date; and (v) Purchases put on your Account after your latest statement date | ||
| INTEREST FREE PERIOD: | 45 days - Excludes cash withdrawals and balance transfers when not at offer rate. You must clear you balance within this period to avoid interest. | ||
| INTEREST CHARGING INFO: | Purchases - From the date the transaction is made, until repaid in full Balance transfers - From the date the transaction is made, until repaid in full Cash withdrawals - From the date the transaction is made, until repaid in full If you pay the balance in full, the interest charge for the period from the previous statement to the date of full repayment will be debited the following month. |
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Ready to get more information or apply? - APPLY TODAY |
| Egg credit card OPTIONAL EXTRAS | |||
| Repayment Protection: | For a monthly fee of only 79p per ?100 of your statement balance, card repayment protection could pay a monthly benefit of one tenth of your outstanding balance until you return to work or for up to one year. Additionally, in the event of your death or a diagnosis of a serious illness, your outstanding balance would be paid in full. If your balance is zero, you will pay nothing. | ||
| Egg emergency cover: | For just ?29 per year, you could protect all your lost or stolen cards against fraud with Egg Emergency Cover. Just one free phone call at any time, from anywhere in the world, is all it takes to cancel your cards and order replacements. Includes: 24 hour assistance worldwide, Emergency cash advance, Travel ticket replacement advance, CIFAS protective registration, Valuable document registration, Lost cash insurance, Lock and key replacement service, Change of address service, Lost luggage service. PLUS covers up to 5 members of household AND up to ?100,000 fraud protection if you notify them within 24 hours of a lost card. | ||
| ABOUT THE Egg credit card | |||
| SUPPORT: |
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| CREDIT LIMIT: | Minimum £500 - overall level allocated usually depends on your credit rating | ||
| REQUIREMENTS: | Minimum age required is 18+. Other requirements are UK resident, UK bank/building society account. | ||
| MONEY MANAGEMENT: | Online and telephone | ||
| CARD TYPE: | Visa - this is the intermediate company that handles the transactions | ||
| CONTACT ADDRESS: | 1 Waterhouse Square, 138-142 Holborn, London, EC1N 2NA | ||
Egg credit card's Cash Back in detail
Egg's creditcard not only gives you 1% back on any of your purchases, but also allows you to get great rewards from certain selected retailers:
- 20% cashback at 0800 flowers
- 10% off at Figleaves
- 20% off at buyagift .co.uk
- 5% cashback at Currys
- 10% cashback at Virgin Wines
- 10% off at Harrods .com
- 5% cashback at ASOS .com
- 30% cashback at Virgin .net
- 5% cashback at CD WOW!
As you can see there are many benefits to getting Egg credit cards, so apply today!
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Ready to get more information or apply? - APPLY TODAY |
DISCLAIMER: This information was correct as of the Egg credit card website and at time of printing. Please check when you apply any details that are important to you