| QUICK GLANCE |
|
| TYPICAL APR: 6.9% variable |
| BALANCE TRANSFER: 6.9% (life of balance)
|
| INTEREST FREE PERIOD: 56 days |
| DEFAULT CHARGES: £25 |
With the Blue American Express credit card you can get some great offers
including 6.9% on balance transfers for the life of the balance
Some of the great benefits of the Blue American Express credit card are - You can get up to 0.5% - 1% cashback from any purchases you make!. Other added features of American Express credit card are
- free purchase protection
- a fraud guarantee
- free travel service
, - no annual fee!
Checking on your card balance, statement and recent transactions, paying household bills or transfering a balance are made easy via your online account management.
Company Info:
American Express has being going since 1850 and offers services such as insurance, pensions and other investments as well as the credit cards and charge cards in it's range
Blue American Express credit card details
Below you will see all the different rates, charges, features and benefits of a Blue American Express credit card...
| American Express credit card FEES and RATES |
| TYPICAL APR: |
6.9% variable - This rate depends on your circumstances and credit history! |
| ANNUAL FEE: |
£15 |
| BALANCE TRANSFER RATE: |
6.9%
for (life of balance)
|
| BALANCE TRANSFER FEE: |
2% (Min £3, Max £40) |
| CASH WITHDRAWAL RATE: |
19.5% - charged when getting cash out on the card |
| CASH WITHDRAWAL FEE: |
2% (minimum £3) |
| FOREIGN TRANSFER FEE: |
2.73% - overseas commission charged when using the card abroad. |
| American Express credit card OTHER CHARGES |
| LATE PAYMENT FEE: |
£25 - Charged if you are late on one of your payments |
| EXCEED ALLOWED LIMIT: |
£25 - Charged if you go over your agreed limit |
| UNPAID DIRECT DEBIT: |
£25 - Charged if you have insufficient funds for a direct debit |
| CARD REPLACEMENT: |
£0 - If you would like a replacement card, this is the cost |
| ADDITIONAL CARDS: |
£0 |
| PRINTED STATEMENT: |
£5 - if you require a copy of your statement. |
| American Express credit card EXTRA REWARDS & BONUSES |
| CASHBACK: |
0.5% - 1%* See below for more details |
| PURCHASE PROTECTION: |
£20,000 - |
| FRAUD GUARANTEE: |
yes |
| TRAVEL SERVICE: |
yes |
| FREE TRAVEL ACCIDENT INSURANCE: |
50000 |
| American Express credit card PAYMENTS |
| MIN MONTHLY PAYMENT: |
3% (minmum £5) - Card_info |
| ALLOCATION OF PAYMENTS: |
Interest, repayment protection, annual fees, other fees, intro purchase/balance transfers, purchases, cash withdrawals. |
| INTEREST FREE PERIOD: |
56 days - You must pay your balance in full and on time |
| INTEREST CHARGING INFO: |
Interest will be charged on any amount you owe from the previous month and every day from the date of each purchase/withdrawal until you pay the total is cleared. |
|
| Unfortunately, there is no application link available yet! |
| American Express credit card OPTIONAL EXTRAS |
| Payment Protection: |
|
| ABOUT THE American Express credit card |
| SUPPORT: |
- Telephone and email
- 24 hour support
- Lost or Stolen support
- Emergency support
- Legal support
- Medical support
|
| CREDIT LIMIT: |
Minimum £700 - overall level allocated usually depends on your credit rating |
| REQUIREMENTS: |
Minimum income required is £12,000. Minimum age required is 18+. Other requirements are UK resident, UK bank/building society account, No CCJs and if self-employed trading for min 1 year. |
| MONEY MANAGEMENT: |
Online and telephone |
| CARD TYPE: |
American Express - this is the intermediate company that handles the transactions |
| CONTACT ADDRESS: |
Portland House, Stag Place, London, SW1E 5BZ. Registered in England and Wales with Number: 1833139 |
Blue American Express credit card's Cash Back in detail
Cashback at 0.5% up to £2,000 and 1% over. Double cashback first 3 months. Minimum annual cashback is £5
As you can see there are many benefits to getting American Express credit cards, so apply today!
| Unfortunately, there is no application link available yet! |
DISCLAIMER: This information was correct as of the American Express credit card website and at time of printing. Please check when you apply any details that are important to you
Abbey Credit Card - Flat Rate
