| QUICK GLANCE |
|
| TYPICAL APR: 10.9% variable |
| BALANCE TRANSFER: 10.9%
|
| INTEREST FREE PERIOD: 56 days |
| DEFAULT CHARGES: £20 |
With the Flat rate Abbey credit card you can get some great offers
including 10.9% on balance transfers
Some of the great benefits of the Flat rate Abbey credit card are - Other added features of Abbey credit card are
- free purchase protection
- a fraud guarantee
- flight delay insurance
- travel accident insurance
- no annual fee!
As for card designs, you can also choose from
Choice of cards - blue or pink.
Checking on your card balance, statement and recent transactions, paying household bills or transfering a balance are made easy via your online account management.
Flat rate Abbey credit card details
Below you will see all the different rates, charges, features and benefits of a Flat rate Abbey credit card...
| Abbey credit card FEES and RATES |
| TYPICAL APR: |
10.9% variable |
| ANNUAL FEE: |
£0 - there is no annual charge for this creditcard |
| BALANCE TRANSFER RATE: |
10.9%
|
| BALANCE TRANSFER FEE: |
0 |
| CASH WITHDRAWAL RATE: |
10.9% - charged when getting cash out on the card |
| CASH WITHDRAWAL FEE: |
0% (no minimum) |
| FOREIGN TRANSFER FEE: |
2.75% - overseas commission charged when using the card abroad. |
| Abbey credit card OTHER CHARGES |
| LATE PAYMENT FEE: |
£25 - Charged if you are late on one of your payments |
| EXCEED ALLOWED LIMIT: |
£25 - Charged if you go over your agreed limit |
| UNPAID DIRECT DEBIT: |
£25 - Charged if you have insufficient funds for a direct debit |
| CARD REPLACEMENT: |
£0 - If you would like a replacement card, this is the cost |
| ADDITIONAL CARDS: |
£0 |
| PRINTED STATEMENT: |
£0 - if you require a copy of your statement. |
| Abbey credit card EXTRA REWARDS & BONUSES |
| PURCHASE PROTECTION: |
£15,000 - Accidental damage/ theft up to 100 days (only when you pay for them in full). Minimum £50, maximum £1,000. £15,000 over the year. |
| FRAUD GUARANTEE: |
Yes |
| FLIGHT DELAY INSURANCE: |
£250 |
| FREE TRAVEL ACCIDENT INSURANCE: |
100000 |
| Abbey credit card PAYMENTS |
| MIN MONTHLY PAYMENT: |
2.25% (minmum £5) - Either mininum of 2.25% or £5; or if taking payment protection then payment protection + interest + fees and £5 |
| ALLOCATION OF PAYMENTS: |
lower interest rated: fees, interest, payment protection, transactions. Then higher interest rated: fees, interest, payment protection, transactions. |
| INTEREST FREE PERIOD: |
56 days - You must pay your balance in full and on time |
| INTEREST CHARGING INFO: |
Interest will be charged on any amount you owe from the previous month (after interest free period) and every day from the date of each purchase/withdrawal until you pay the total is cleared. |
|
| Unfortunately, there is no application link available yet! |
| Abbey credit card OPTIONAL EXTRAS |
| Card Protection: |
1 year single policy costs £20. |
| Payment Protection: |
£0.72 out of every £100 of your monthly statement balance |
| ABOUT THE Abbey credit card |
| SUPPORT: |
- Telephone and email
- 24 hour support
|
| CREDIT LIMIT: |
Maximum £50,000 - overall level allocated usually depends on your credit rating |
| REQUIREMENTS: |
Minimum age required is 18+. Other requirements are UK resident, UK bank/building society account. |
| MONEY MANAGEMENT: |
Online and telephone |
| CARD TYPE: |
Visa / Mastercard - this is the intermediate company that handles the transactions |
| CONTACT ADDRESS: |
MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ |
As you can see there are many benefits to getting Abbey credit cards, so apply today!
| Unfortunately, there is no application link available yet! |
DISCLAIMER: This information was correct as of the Abbey credit card website and at time of printing. Please check when you apply any details that are important to you
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