Low Interest Credit Cards
- Top 0% introductory purchase rate credits cards
- Top low apr balance transfer credits cards
- Top lowest apr credits cards
- Top interest free period credits cards
No.1
Royal Bank of Scotland credit card Royalties Premier
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Intro Purchase Rate: 0 % for 9 months Typical APR: 13.9 % |
No.2
Royal Bank of Scotland credit card Royalties Gold
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Intro Purchase Rate: 0 % for 9 months Typical APR: 14.9 % |
Introductory Purchase Rate Credit Cards
In this section you can see a comparison table with all the UK creditcards we have researched in this category and you can compare credit card introductory purchase offers
Often credit cards come with an offer of 0% on all card purchases for a few months as an introductory offer.
Usually the 0% APR (Annual Percentage Rate) period lasts anywhere between 6 - 9 months and after that, the APR for those purchases and all others reverts back to the typical standard variable APR rate that the issuer advertises.
There are 15 credit cards compared in this section
No.1
Arsenal FC credit card
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Intro Card Cheque Rate: 0 % for 9 months Typical APR: 15.9 % |
No.2
Breakthrough breast cancer credit card
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Intro Card Cheque Rate: 0 % for 9 months Typical APR: 15.9 % |
Introductory Card Cheque Rate Credit Cards
In this section you will find a comparison table for all the UK creditcards we have researched in this category and you can compare credit card introductory creditcard cheque rates
Chances are if the creditcard you want doesn't offer a zero APR on intro purchases, then it will offer 0% APR on credit card cheques written within a period of anywhere between 6 to 9 months.
Something to check with each credit card company on application is whether they charge a handling fee for credit card cheques (similar to balance transfers).
There are 23 credit cards compared in this section
No.1
American Express credit card Blue
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Typical APR: 6.9 %  Interest Free Period: 56 days |
No.2
American Express credit card Platinum
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 APPLY |
Typical APR: 8.9 % Interest Free Period: 56 days |
Lowest APR Credit Cards
This section gives you a comparison table with all the APR (Annual Percentage Rates) of the UK credit cards featured on this site. Here you can compare lowest credit cards
Credit card companies are all fighting for your business and the main way to do this is offer you the lowest interest rate (or APR) on your card purchases. These APRs can range from 6% to 39% and are quoted as typical and usually variable.
Some card companies will quote a low typical variable APR rate, but will stipulate that you may not get that quoted rate if your credit history is below their requirements. Watch out for our handy warning signs!
There are 46 credit cards compared in this section
No.1
Royal Bank of Scotland credit card Royalties Premier
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Interest Free Period: 59 days Typical APR: 13.9 % |
No.2
Royal Bank of Scotland credit card Royalties Gold
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Interest Free Period: 59 days Typical APR: 14.9 % |
Interest Free Periods
This section gives you the low down on the best UK credit cards in terms of their interest free periods. Use this link to compare credit card interest free periods
One great way to use a creditcard is to clear the balance within the interest free period. Almost all UK card companies offer an interest free period which varies from 45 days to 59 days. If you pay off your balance within this period you don't pay any interest on the card purchases!
A good interest free period combined with a decent low interest rate and you have the makings of a great spending card!
There are 46 credit cards compared in this section